Calculate your Child Benefit and estimate how much you may repay through the High Income Child Benefit Charge.
Use the higher individual amount—not combined household income.
No High Income Child Benefit Charge estimated.
Estimate only. The exact charge depends on Child Benefit actually received during the tax year and your final adjusted net income.
For the tax year from 6 April 2026 to 5 April 2027, Child Benefit is £27.05 a week for the eldest or only child and £17.90 a week for every additional child.
The calculator also supports 2025/26, when the rates were £26.05 and £17.25.
If the higher earner's adjusted net income is above £60,000, some Child Benefit is repaid as a tax charge. The repayment is 1% for every £200 over £60,000. At £80,000, the charge reaches 100% of the Child Benefit received.
£67,600 is £7,600 above the threshold. £7,600 ÷ £200 = 38, so the estimated charge is 38% of the Child Benefit received.
The test is not based on joint income. If both partners exceed the threshold, the person with the higher adjusted net income pays the charge.
Adjusted net income starts with total taxable income, including employment income, pensions, savings interest and dividends. Certain deductions and tax reliefs—such as some pension contributions and Gift Aid donations—can reduce it. It is not simply take-home pay or the salary shown after tax.
Use the official adjusted net income guidance when your income is close to £60,000 or £80,000.
£27.05 a week for the eldest or only child and £17.90 for each additional child.
It starts above £60,000 adjusted net income. The charge is 1% for every £200 over the threshold and reaches 100% at £80,000.
No. The test uses the higher individual adjusted net income. Two partners each earning £59,000 are not treated as one £118,000 income for this charge.
You can claim and opt out of payments. This can preserve National Insurance credits toward State Pension and help your child receive a National Insurance number automatically. Check GOV.UK guidance.
Rates come from the official GOV.UK rates table. Charge rules come from the High Income Child Benefit Charge guidance.
Method: weekly benefit × 52; charge percentage = whole £200 bands above £60,000, capped at 100%; effective benefit = annual benefit minus estimated charge. Actual payments and charge can differ for partial-year claims or changed circumstances. Calcora is independent and provides general guidance only.