Terms of Use

Last updated: April 2026

Acceptance of terms

By using the Calcora website (calcora.uk), you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational purpose only

All content and calculators on Calcora are provided for informational and guidance purposes only. Nothing on this site constitutes financial, legal, or tax advice.

Our calculators are based on publicly available UK government rules and are intended to give you a general indication of figures. They are not a substitute for professional advice or official HMRC guidance.

No guarantee of accuracy

While we make every effort to keep our calculators and content accurate and up to date, we cannot guarantee that the information is complete, correct, or current. UK government rules and benefit schemes can change without notice.

You should always verify any figures using official guidance at GOV.UK or by consulting a qualified professional before making financial decisions.

No liability

Calcora and its operators accept no liability for any loss, damage, or inconvenience arising from your use of this site or reliance on information contained within it. Use of this site is entirely at your own risk.

We are not responsible for the content of external websites linked from this site, including GOV.UK.

No affiliation

Calcora is an independent website. It is not affiliated with, endorsed by, or connected to HMRC, GOV.UK, HM Treasury, or any UK government body or department.

User responsibility

It is your responsibility to:

Intellectual property

The content, design, and code of this website are the property of Calcora. You may not reproduce, copy, or redistribute any part of this site without permission, except for personal, non-commercial use.

Changes to these terms

We may update these terms from time to time. The date at the top of the page reflects when they were last revised. Continued use of the site after any changes constitutes acceptance of the updated terms.

Governing law

These terms are governed by the laws of England and Wales.